The need for life insurance is there for everyone. The question is what type and how much? APM Consulting, LLC is a group who tailors to every case in finding the most efficient and specialized way to satisfy your life insurance needs. 

Estate planning, key man insurance, to premium financing we have the experience and knowledge to insure your need is handle correctly.

We have product selection software that shops the entire market for term, guaranteed universal life, immediate annuities, long term care, and disability. The product software provides rates and product information in a convenient spreadsheet.

XRae-Interactive and intelligent computerized underwriting support to help analyze medical issues and likely underwriting outcomes from various carriers.